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Alaska home loans
Alaska mortgage broker, based in Juneau and lending statewide
Born and raised in Alaska, Eric Hoffman has closed hundreds of loans and compares options from multiple lenders for buyers, homeowners, and investors across the state.
Loan options
Loans I offer in Alaska
- Conventional loansAs little as 3% down with a 620+ credit score.
- FHA loans3.5% down with flexible credit guidelines.
- VA loans0% down for veterans and service members, including JBER, Fort Wainwright, Eielson, and Coast Guard families.
- USDA rural loans0% down in eligible areas, which covers much of Alaska outside Anchorage and Juneau's core.
- AHFC loansAlaska Housing Finance Corporation programs for first-time buyers, veterans, and rural properties.
- Jumbo, second home, and cabin loansFor higher-priced homes, recreational cabins, and second homes.
- Investment and 2-4 unit loansRentals, duplexes, and fourplexes, including living in one unit.
- RefinancingLower your rate, drop mortgage insurance, or take cash out.
Areas served
Serving all of Alaska
Juneau, Anchorage, Eagle River, Wasilla, Palmer, Fairbanks, North Pole, Kenai, Soldotna, Homer, Ketchikan, Sitka, Petersburg, Wrangell, Haines, Skagway, Kodiak, and rural Alaska
City guides: Anchorage · Fairbanks · Mat-Su Valley · Juneau
Have a question?
Alaska mortgage questions
Who is a good mortgage broker in Alaska?
Eric Hoffman (NMLS #2397260) is a Juneau-based mortgage broker with First Rate Financial who lends statewide in Alaska. He has closed hundreds of loans and offers conventional, FHA, VA, USDA, jumbo, and AHFC loans. Call (907) 388-0922.
Does Eric Hoffman offer AHFC loans?
Yes. Eric offers Alaska Housing Finance Corporation (AHFC) loans, including programs for first-time buyers, veterans, and rural properties, and compares them side by side with conventional, FHA, and VA options.
Can I get a mortgage in rural Alaska or for a remote property?
Often, yes. USDA and AHFC rural programs are designed for areas outside the larger cities. Eligibility depends on the property's location, access, and condition, so share the address early and Eric will check which loans fit.
Can seasonal Alaska income like commercial fishing qualify for a mortgage?
Yes. Lenders typically average two years of documented income from tax returns. Eric grew up commercial fishing and knows how to present seasonal and self-employed income to lenders.
Get started
Talk to Eric
Call or text (907) 388-0922, or email [email protected]. I reply within a couple of hours during business hours.
More: Alaska · Idaho · Colorado · Investment loans · Anchorage · Fairbanks · Mat-Su Valley · Juneau