ERIC HOFFMANMortgage Broker · First Rate Financial Apply now

Home / Homeowners

Homeowners and past clients

Already own a home? Let's make it work harder for you.

Whether you want a lower payment, cash from your equity, or your next home, I'll keep an eye on the numbers and tell you when it makes sense.

How I can help

Four ways to use your home

Refinance watchlist

Tell me your current rate and I'll reach out when a refinance would save you real money after closing costs.

Equity check

Find out how much equity you have and what a cash-out refinance or HELOC could do for a remodel, debt, or your next investment.

Buy your next home

Moving up, downsizing, or buying a rental? We'll plan the timing of selling and buying so it's not stressful.

Send a friend my way

The best compliment is a referral. If someone you know is thinking about buying, I'll take great care of them.

Get started

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