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Anchorage home loans
Anchorage mortgage broker for buyers, military families, and homeowners
Buying in Anchorage, Eagle River, or Chugiak? Eric Hoffman compares loans from multiple lenders so you see your real options side by side, then underwrites up front so your offer is strong.
Loan options
Loans I offer in Anchorage
- VA loans0% down and no monthly mortgage insurance for eligible veterans, service members, and surviving spouses.
- Condo loansMany Anchorage buyers start with a condo. The building has to meet the lender's project rules, so Eric checks the condo early, before you're under contract.
- First-time buyer loansConventional, FHA, and AHFC options with low down payments.
- AHFC loansAlaska Housing Finance Corporation programs for first-time buyers, veterans, and rural properties, compared side by side with other options.
- Duplex and fourplex loansLive in one unit and let rent help pay the mortgage, with FHA, VA, or conventional financing.
- RefinancingLower your rate, drop mortgage insurance, or take cash out.
Areas served
Serving Anchorage
Anchorage, Eagle River, Chugiak, Girdwood, and Joint Base Elmendorf-Richardson (JBER)
Have a question?
Anchorage mortgage questions
Who is a good mortgage broker in Anchorage?
Eric Hoffman (NMLS #2397260) is an Alaska mortgage broker with First Rate Financial who lends in Anchorage, Eagle River, and statewide. He has closed hundreds of loans and offers conventional, FHA, VA, USDA, jumbo, and AHFC loans. Call or text (907) 388-0922.
Can I use a VA loan if I'm stationed at JBER?
Yes. Active-duty service members and veterans at JBER can use a VA loan with no down payment and no monthly mortgage insurance if they're eligible. Eric can also explain how your entitlement works if you PCS later and want to keep the home as a rental.
Can I buy a condo in Anchorage with an FHA or VA loan?
Sometimes. FHA and VA loans require the condo project to be approved, and conventional loans have their own project rules. Send Eric the address early and he'll check which loans the building qualifies for.
Do I need to live in Anchorage to work with Eric?
No. Eric works with buyers anywhere in Alaska by phone, text, and email, and documents are uploaded securely online.
Get started
Talk to Eric
Call or text (907) 388-0922, or email [email protected]. I reply within a couple of hours during business hours.
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